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Property Search

Region:

No PreferenceCosta Blanca (N)Costa Calida-MurciaValencia region

Property Type:

No PreferenceApartmentDetached villaFincaLinked villaRuinVillage house

Minimum Price:

No Minimum 25,000 50,000 75,000 100,000 125,000 150,000 175,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 1,500,000 2,000,000 2,500,000 3,000,000 3,500,000 4,000,000 4,500,000

Town:

No Preference

Min Bedrooms:

No Preference 1 2 3 4 5 6 7 8 9 or more

Maximum Price:

No Maximum 25,000 50,000 75,000 100,000 125,000 150,000 175,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000 550,000 600,000 650,000 700,000 750,000 800,000 850,000 900,000 950,000 1,000,000 1,500,000 2,000,000 2,500,000 3,000,000 3,500,000 4,000,000 4,500,000

Select Currency:

Euros UK Pounds US Dollars Swiss Francs Norway Krone Denmark Krone Swedish Krona Iceland Krona

New Build or Resale:

All Resales New Builds

Max Money Down:

No Maximum 5,000 10,000 15,000 20,000 25,000 30,000 50,000 75,000 100,000 125,000 150,000 175,000 200,000

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Setting-up costs

Unlike in the UK where the main costs are the arrangement and valuation fees, in Spain a mortgage has to be notarised and tax paid on the amount borrowed, so setting up a loan will work out more costly in the short term. However, taking a longer term view would mean that the low interest rate in Spain would make up for the higher initial set up costs.

• Fixed fees
  • Arrangement fee of 1% of the amount financed
  • Mortgage Tax of approximately 1.8% of the amount financed
• Other fees which vary according to amount borrowed but for purposes of this information we have used a loan of 150,000 Euros
  • Notary fees (approximately €860)
  • Land Registry fees (approximately €300)
  • Bank legal fees (approximately €360)
• Valuation fee